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03 May
How Much Do I Need to Retire Comfortably
How Much Do I Need to Retire Comfortably?

By Colleen Weber, CFP®, CPA

It’s impossible to retire comfortably without years of strategic planning. And a key piece of that planning includes figuring out how much money you’ll need to live as you age. No matter your lifestyle or circumstance, you want to be confident you’ll have enough money to last through retirement. Unfortunately, there’s no magic number to save or invest as it’s different for everyone.

Let these questions be your guide as you figure out how much money you need for the retirement you’re dreaming of and working toward. 

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26 Apr
Understanding Incentive And Non Qualified Stock Options copy
Understanding Incentive and Non-Qualified Stock Options

By Colleen Weber, CFP®, CPA

Have you ever wanted to own your own company—but without the hassle of starting, building up, and managing that company? Well, if your employer offers stock options as part of their benefits package, this dream could become a reality. Many employers offer stock options to their employees as a way of fostering a greater sense of ownership and encouraging long-term commitment. But knowing what types of stock options are available and what to invest in can be a little overwhelming. In this article, I will outline the two common types of stock options offered to employees: incentive stock options (ISOs) and non-qualified stock options (NSOs).

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01 Mar
What Should You Do About the Russia–Ukraine Crisis and Market Volatility?

By Colleen Weber, CFP®, CPA

The events of the last few weeks in Ukraine have been stressful and upsetting to many of us. The buildup of Russian forces along the border, rising tensions, and the ensuing attack have caused worldwide shockwaves. People across the globe are understandably concerned and anxious. 

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14 Feb
Why You Should Consider Sending Your RMDs Straight to a Charity

By Colleen Weber, CFP®, CPA

“Giving is not just about making a donation. It is about making a difference.” (1) This quote strikes a chord with me, and I bet it does with you as well. You recognize that the world extends beyond just you and your family and you want to leave your mark on it. You are grateful for the opportunities you have received and want to pass it forward in a meaningful way. 

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25 Jan
What Should You Do About Inflation and Stock Market Volatility?

By Colleen Weber, CFP®, CPA

After a three-year rally, the financial markets have been down for seven straight days, marking their worst slide since the pandemic decline in March of 2020. (1) Monday’s market dip put the S&P 500 down over 10%, which is officially called a “correction” on Wall Street. (2)

In addition to the stock market decline, inflation has been causing concerns. Because inflation is reaching 40-year highs, it is expected that the Federal Reserve will begin raising interest rates in the spring, which could potentially slow the economy. (3)

Investors are understandably nervous about their investments and their purchasing power. If you are worried about your portfolio, you’re not alone. But during stock market volatility, it’s important to keep a level head to avoid financial mistakes.

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12 Jan
Don’t Leave the IRS a Tip: The Importance of Tax Planning and Reviewing Your Return

By Colleen Weber, CFP®, CPA

I’ll let you in on a secret: one of the best ways to retain more of your wealth is to reduce the burden of taxation. And this isn’t something to deal with once a year when tax day comes; ongoing tax planning can help you strategically reduce your tax bill so the IRS doesn’t get more of your money than they should. 

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16 Dec
What’s Going on With Inflation? 3 Reasons Why It’s Here to Stay

By Colleen Weber, CFP®, CPA

In just one year, we’ve seen shocking increases in prices as inflation degrades the value of our money right before our eyes—with no clear end in sight. Case in point: gas is up 58%, meat 13%, food 6%, and used vehicles 31%. (1) For months we were told the current inflation crisis was transitory, what seemed like a slight inconvenience. But now it’s official: after months of being told the current inflation crisis is transitory, Federal Reserve Chair Jerome Powell announced that we can expect high inflation to continue into 2022. (2)

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16 Nov
Worried About Your Financial Plan? Schedule a Q&A Call Today

By Colleen Weber, CFP®, CPA

What are those worries keeping you up at night? I’m willing to bet that money is near the top of that list, if not at the very top. I firmly believe that no matter how tough (or uncertain) times are, one thing that shouldn’t cause you stress is your financial plan. That’s why it is my goal to help you simplify the complexities of your financial life so you can focus on what matters most. 

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18 Oct
How to Protect Your Wealth in a Volatile Market

By Colleen Weber, CFP®, CPA

Benjamin Graham once said, “In the short run, the market is a voting machine, but in the long run, it is a weighing machine.” This quote may seem confusing on the surface, but the point is quite simple: in the short run, the market acts like a popularity contest with investors chasing the hottest trend of the moment. The votes are tallied, and the most “popular” stock gets the highest price, regardless of its true value. In the long run, however, the popularity contest fades and the market starts to reflect the true value of the stocks.

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10 Sep
The Real Benefits of Diversification

By Colleen Weber, CFP®, CPA

Thomas Jefferson said, “With great risk comes great reward.” But certainly there needs to be wisdom in recognizing how much risk is too much risk—especially when it comes to your investment portfolio. This is where diversification comes into play. 

Diversification can help you offset risk and reach your goals with an added level of confidence. Even if you already have a good understanding of diversification, it’s wise to review its importance and some examples to gain more clarity.

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