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10 Jun
Insights and Trends: Explore Our Midyear Market Update
Insights and Trends: Explore Our Midyear Market Update

By Colleen Weber, CFP®, CPA

We’ve reached the midpoint of 2024—how’s your financial journey unfolding? It’s the perfect opportunity to take a breather and assess the economic trends shaping both our market and your financial portfolio. Despite the hurdles of 2023, we’ve witnessed encouraging developments in key sectors throughout the first half of this year.

In this article, we share an in-depth midyear market update, where we dissect the latest happenings to help you navigate the upcoming months and strategize your next financial moves.

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01 May
Breaking Free: Why You Shouldn’t Rely on Financial Benchmarks for Retirement Planning
Why You Shouldn’t Rely on Financial Benchmarks for Retirement Planning

By Colleen Weber, CFP®, CPA

Forget cookie-cutter approaches—they’re for baking, not retirement planning.

The reality is that there is hardly ever a universal standard that fits everyone’s retirement goals and needs. The financial benchmarks you see online are data-driven and lack the personal touch needed for real-life situations. They don’t account for individual circumstances, feelings, or financial obligations.

To avoid relying on generic benchmarks, I’ve put together some tips to help you plan for retirement based on your unique situation and steer clear of one-size-fits-all retirement models.

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21 Mar
5 Strategies to Incorporate Equity Compensation Into Your Financial Plan
5 Strategies to Incorporate Equity Compensation Into Your Financial Plan

By Colleen Weber, CFP®, CPA

Equity compensation is an excellent employee benefit that fosters loyalty and increases retention rates, all without the initial expenses of raising base salaries or contributing to retirement plans. As a result, it has gained increasing popularity among many employers. However, if you are an employee with equity compensation, you should be mindful of important nuances. In this article, we explore the ins and outs of these plans and demonstrate how you can integrate them into your overall financial planning strategy.

Many of our clients are unsure how to leverage or optimize equity compensation in their portfolios. At Colleen Weber CPA, CFP®, our team is well-versed in equity compensation models and can assist you every step of the way. Here are five tips to help you begin making the most of your equity compensation benefits.

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04 Mar
2025 Tax Sunset: What You Need to Know and How to Prepare
2025 Tax Sunset: What You Need to Know and How to Prepare

By Colleen Weber, CFP®, CPA

In 2025, a number of laws introduced in the 2017 Tax Cuts and Jobs Act (TCJA) are set to expire. This “sunset” could lead to significant tax adjustments that may affect both individuals and businesses.

As a CPA and a CFP®, during pivotal moments like the 2025 Tax Sunset, I strive to support both current and prospective clients by providing comprehensive information to support you in making well-informed and up-to-date financial planning choices.

In this post, I explain what to anticipate from the 2025 Tax Sunset, covering the expiring provisions and potential implications.  

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02 Feb
Can a Financial Advisor Facilitate a Happy Marriage?
Can a Financial Advisor Facilitate a Happy Marriage?

By Colleen Weber, CFP®, CPA

Happy marriages are built on a foundation of love, commitment, and shared dreams. But what about financial harmony? Before saying “I do,” most couples don’t think to discuss their financial goals and spending habits. We all know money is a topic that often leads to heated disagreements and stress in relationships. It’s even a leading cause of marital discord. When marriages are struggling, it’s common for couples to call on a therapist to help resolve their issues. But if one of the main issues is money, could a financial advisor help foster a happier and healthier marriage? 

In this article, I explore the benefits of utilizing the support and guidance of a financial advisor to help promote financial compatibility, open communication, and shared financial goals in marriage. 

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04 Dec
5 Steps to Align Your Values With Your Financial Goals
5 Steps to Align Your Values With Your Financial Goals

By Colleen Weber, CFP®, CPA

Have you ever found yourself obligated to do things you didn’t really want to do? As kids, adults often dictate our choices, and as teenagers, we anticipate that adulthood will bring total freedom. But then reality sets in when we realize that being an adult comes with its own set of responsibilities, like the early-morning work routine or grocery shopping trip when the fridge is bare.

When it comes to your finances, you may be wondering how you can feel more in control of your money. The easiest way is to match your money with your values. Your values are like your compass, guiding you toward what’s most important. When your money mirrors who you are and what you believe, you’ll feel like you’re the master over your money, steering your own ship. But how can you make your money align with your values? Here are five easy steps.

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09 Oct
Should You Participate in Your Employee Stock Purchase Plan
Should You Participate in Your Employee Stock Purchase Plan?

By Colleen Weber, CFP®, CPA

Employers work to attract and retain top talent, and a competitive benefits package is a powerful tool in reaching this goal. Benefits such as health insurance, retirement plans, and even amenities like an on-site gym can be compelling factors that influence people to choose and stay with an employer. One option, called equity compensation, is gaining increasing popularity as a form of compensation, particularly among employees of publicly traded corporations. Let’s discuss the details of an ESPP to help determine if it’s a good fit for you.

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08 Sep
2023 Midyear Market Update

By Colleen Weber, CFP®, CPA

As we find ourselves beyond the midpoint of 2023, now is an ideal moment to assess the various economic factors that impact both our economy and your investments. Following a demanding 2022, the initial six months of this year have shown encouraging progress in numerous sectors. Let’s take a comprehensive perspective on these domains and consider how you can prepare for the latter half of the year and the months ahead.

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07 Aug
The Gift that Grows
A Gift That Grows Tax-Free Forever: Roth IRAs for Kids and Grandkids

By Colleen Weber, CFP®, CPA

For high-net-worth families, transferring wealth to the next generation in a tax-efficient way can present new challenges to your financial plan. The complexities of income tax, capital gains tax, estate tax, and generation-skipping transfer tax can make it feel daunting to leave a meaningful legacy for your loved ones without burdening them with high tax obligations.

The good news is there are strategies available to simplify your estate plan and bestow upon your children and grandchildren a gift that enjoys tax-free growth indefinitely. Keep reading to explore how Roth IRAs can be a key component to help you leave a lasting and tax-efficient legacy for the next generation.

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29 Jun
7 Strategies
5 Strategies for Saving Taxes in Retirement

By Colleen Weber, CFP®, CPA

Retirement is a time to relax, enjoy the fruits of your labor, and savor the freedom that comes with no longer punching the clock. However, it’s also a period that requires careful financial planning to enjoy a comfortable and worry-free future. 

One crucial aspect of retirement planning is finding strategies to save on taxes. By implementing smart tax-saving techniques, you can maximize your income, preserve your savings, and enhance your overall financial well-being during your golden years. Let’s delve into the importance of saving taxes in retirement and how it can positively impact your financial stability.

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